This publication explores how credit guarantee schemes can help small and medium-sized enterprises (SMEs) to access finance. It highlights lessons from case studies across the world.

SMEs are widely regarded as the backbone of economies, yet they face many challenges in accessing finance to fuel their growth. This publication examines SMEs' access to finance and the impact of credit guarantee schemes. It provides insights on the legal and regulatory setup of such schemes, corporate governance, services offered, risk management, and monitoring.