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At the centre of Andriy Garasym's novel The Debts of Our Lives is a story about young people who decide to improve the world around them, not really caring about the legality of their methods.

The protagonist of the novel finds himself in the collection department instead of the promised job of a bank PR specialist. The new job causes him an internal conflict, and together with his partner, he embarks on an uncompromising struggle for justice. In the end, each of the characters in the novel has their own unrepaid life debts that have to be paid off.

This is strong, action-packed prose with philosophical overtones, a clear storyline, and an unexpected conclusion. Dynamic events take place against the backdrop of harsh contemporary Ukrainian realities. The novel's characters are no angels, but they are capable of decisive and noble deeds that evoke the reader's sympathy.